As a direct result of the rapid expansion of the internet, as well as the considerable benefits it has to offer the business owner, this has meant that more and more businesses are now conducting their trade via the internet. Personal finance has been one market niche that has been dramatically influenced by the advent of the internet and it has now blossomed to a multi-billion dollar industry. Originally, it only provided help to a select few, i.e. certain types of businesses. Now, the online personal finance industry helps consumers of all walks of life.There has been an equally impressive number of software programs developed over the years in order to further assist the consumer with the payment of their finances, and one of the most effective methods in which these programs works is through what is known as “automatic bill payment.”The great benefit here is that if you have a tendency of forgetting when you are supposed to pay your bills, then the program will handle this for you. This not only provides a major degree of convenience for the user as they do not need to worry about filling in paperwork and form filling, but it also means that they comfortably avoid the issue of interest accumulating. Also significant is the benefit of being able to never worrying about the dreaded penalty fees ever again, in your entire life. Now that IS handy!Automated bill payment software is an invaluable friend indeed as it can go a significant way towards making your life much easier in the long term, saving you time, money and hassle all round.