When considering budgeting, financial goal setting is one of those rare activities used by the wealthy and successful who are well used to using the tools available for managing their personal finance online. Information is easy to find because of the breadth of social media platforms and their accelerating usage amongst the money wise. Sometimes the issue is not what you know it’s what you do with that knowledge – from Belfast, Ireland to Kuala Lumpur, Malaysia.Financial Goals can obviously be anything, from short term little goals like saving for a guilty pleasure, through to big goals like becoming debt free, but it can sometimes be a struggle to know what to aim for. Financial goals examples are good places to start when planning personal finance online because they can be copied, emulated or modeled, and since this series is concerned with every aspect of personal finance online, we researched the top financial goals from the wide variety of websites providing insight on personal finance online, and present below the top 5 financial goals examples.1. Clean Up Credit HistoryThe number one entry in our financial goals examples, is clean up credit history. One of the primary weapons in managing personal finance online is the credit or FICO score. Contrary to myth, there is no single ‘score’ or ‘rating’ -these are different calculations by lenders on the basis of how much profit they can forecast from you. Common ways to clean up a personal finance credit history are to check your report from credit reference agencies, change bank accounts, close unused credit card accounts, detach from people you’ve been linked to in joint borrowings, and ensure you have standard things like a land line and entry on the electoral register. These can all change your profile after 6 months has passed.2. Create A Workable BudgetThe number two entry in our financial goals examples, and one which is particularly relevant to managing personal finance online is to create a workable budget. The central principal in any budget is understanding where all the money goes – specifically, and then making choices and decisions about how to use the available funds – within your means.there are many personal finance online software tools, budget worksheets, family budget spreadsheets, all available to assist in setting these financial goals.3. Eliminate Bad DebtThe number three entry in our financial goals examples is to eliminate bad debt. Eliminating bad debt is easy. Pay the minimum on all cards and loans except the most expensive interest rate, to which you allocate as much of the budget as possible. When that card is paid off, transfer all that budget to the next expensive, and so on until they are all gone. Other options include debt management plans, debt counselling services, or insolvency remedies like bankruptcy of voluntary agreements. The hardest action in eliminating bad debt is taking action to start, the rest is pretty straightforward4. Create An Automated Savings FundThe number four entry in our financial goals examples is an essential part of personal finance budgets, for either a rainy day, an emergency or some future purchases. Sometimes called income smoothing, it involves paying yourself first out of money coming in, before paying the expenses and bills. Simply divert a sum the same day the paycheck clears at the bank – you’ll never notice it gone, and build up your reserves. You can keep track of how it is building by including it within the budget section of a personal finance online tool, or personal finance budget software.5.Start A Business The final and possibly most lucrative of our financial goals examples is to start a business. This is easier than it sounds and can be done even if you are in a full time job. It is really easy to start an online business, create knowledge products and sell them online. All this secondary income has huge tax advantages, and if you want to get serious about it full time there are plenty of coaches, like me, who have done it and can help.